Don't Panic After a Storm. Follow This Checklist.

Tornadoes, hail, and high winds are a reality here in Oklahoma. When your home is damaged, the steps you take in the first 48 hours dictate how quickly your claim gets paid. Download our free guide: The Step-by-Step Claim Survival Checklist.

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What happens when you file

We break down the stressful claims process so you know exactly what to do (and what to avoid) when disaster strikes.

Man holding a clipboard and taking a photo of a house window with visible crack damage.
The Process

The First 48 Hours

Exactly what to document, photograph, and secure before you ever pick up the phone to call your insurance company.

Close-up of hands holding a magnifying glass over a business card for Cheap Roofing, Inc., highlighting red flags such as no workers comp, limited liability, storm chaser, and cash only discount, next to a notepad from Local Independent Insurance Agent listing these red flags against a map background.

Spotting Storm Chasers

Learn how to identify shady, out-of-state roofing contractors who prey on neighborhoods after a big storm.

Two insurance professionals standing in a front yard, a woman holding a Claims Guide and a man looking up with a clipboard in hand.

The Adjuster Meeting

What to say—and more importantly, what not to say—when the insurance adjuster arrives to inspect your property.